Butcher Prohibit Counter Tops|Quartz Counter Tops Tend to be Made Towards Cooking area|Concrete Counter Tops pertaining to Unique Home Concluding

In case you are any supporter regarding home improvement indicates then you definately probably realize the number one matter upon every one's kitchen area checklist is usually granitic work tops. How come which? This substance seriously isn't low cost along with there are various different materials in existence that look amazing however usually are more affordable. Your lurking query is why do you need to commit so much money simply to get some thing rather.




To begin with marble work tops are exceedingly resilient. Some other stuff cannot carry this punishment until this material may. Among the advantages of this kind of stuff could be the warmth that will usually it takes. It is possible to established a very hot marijuana along along with this and never concern yourself with the highest getting harmed. surface encounters chuck russo Other material just simply can't take that kind of heat. You have to make sure you use a pot holder or towel with it or you could risk leaving a scorch mark on it. Not only can it take the heat, it is also stain resistant when properly sealed. No more worries about what you spill while you're making dinner.

As it will be warmth immune along with discolor repellent, you can actually look after. You won't have to have a very unique better in order that it truly is cleansed upward. Some straightforward home solution or perhaps comfortable soapy mineral water and also you'll be able to thoroughly clean this displays upwards without having troubles what therefore actually. Work with a gentle cloth any time wiping this decrease even though, you won't want to inadvertently scuff over sealant. Report rest room towels furthermore work well when you find yourself doing all of your daily cleanup regime





Corian counter tops are made out of pure stuff. Absolutely no artificial chemicals in this article as well as as it is actually natural and organic you don't have to worry about acquiring precisely what the competition offers. As the colours may be similar you'll find that not any a couple of slabs are generally the exact same. There'll be tiny components of individuality that may ensure it is genuinely the one you have. With that in mind if you're doing layout within this product be sure the biological materials are generally in the real slab your service provider will probably be making use of. In conjunction with it's style this strong colors along with accents make it a true thing regarding elegance





Durable, easy to manage, as well as completely particular person are great causes of picking corian counters. Just one previous great motive to choose that stuff any time redoing your own home, it is a feature. Should anyone ever would like to market your own home, forex trading it will in fact boost the importance in your home. A lot of people would like a property having this area within their kitchen's also it will go quite a distance in order to aiding you promote your own home





That your current kitchen's structure the turn off? Will it be preventing an individual through cooking food? Can there be generally a new muddle if you use the kitchen? Carry out you get buying food through exterior despite having a kitchen area available? Should you be contemplating indeed for you to any of the queries earlier mentioned and then it is time and energy to consider a butcher shop obstruct counter top setting up for your home.




If you are wondering just what these counters are generally next without a doubt regarding these individuals. Since the title indicates they are countertops constructed from mister walnut lumber. They may be referred to as so mainly because it was the actual wooden used in butchers stores recently. Now the timber is utilized regarding work tops due to remarkable end as well as the entire consequence from it. On the other hand, you can find each rewards together with down sides to employing most of these counters. This article can inform you of the two so that you can decide for yourself


To start with, advantages: � It is a good eco aware choice because the wood used by this countertops will be just about all reclaimed. It indicates you're conserving woods and it echoes volumes with regards to anyone being a man or woman. Also, solid wood is actually gifted along with anti-bacterial attributes this also causes it to be on the list of best choices. � Wooden provides kitchen area the warm, traditional and inviting visual appeal. Various other products such as rock as well as stainless help to make the kitchen appear chilly sterile and clean. � You do not desire a reducing panel! You need to use virtually any exterior regarding cutting since these kind of tables are usually intended to become reduce about. This particular you a bigger living space to work with. � So far as counter tops move, butchers obstructs are the most inexpensive kinds around. They will charge half such a corian countertop would certainly amount to. � Caring is usually easy with regards to this type of countertop. A rapid sanding may get rid of stains in addition to burn up scars


The down sides: � Butcher shop prevents are excellent since reducing surfaces nonetheless they are given to dings and also chafes. � Though cleansing one of these simple can be no issue you should health care while clean-up this kind of counter-top. Likewise, they need to end up being cleansed regularly along with consequently needed additional repair as compared with granitic or maybe metal. � Only a number of forms of butcher obstructs are usually cheap
. For example, surface encounters chuck russo this maple wood types tend to be low cost as the wood floor versions similar to teak can be very expensive. � Aesthetic element aside otherwise cared for effectively this counter tops begin showing symptoms of usage like lacerations, reduces along with blemishes. � This method is just enviroment beneficial if gotten back wood can be used. If unique woods are widely-used then the natural environment undergoes




For you to purchase butchers prevent counters look at reasons via both equally facets on the gold coin. When you stick with maple and then you won't need to merely receive a excellent searching home nevertheless it will also have inked its part for that surroundings





While wanting intended for surface bar stools also called home stools, you intend to calculate ones kitchen counter so that you select the proper rating. You do not would like to take a seat upward likewise greater and have your own joints up to your counter-top or even sit therefore lessened you can't even get pleasure from your supper about the counter-top





If you absolutely are a a more elevated woman or man it's possible you'll decide to obtain bar stools which will match up your requirements. You could desire to pick a business/company that will you considering the testing when you require it. Make sure this company provides remarkable customer service throughout situation you have got questions following the counter-top high barstools turn up to your residence.

Kitchen area Countertops: Installing and also Repair of your Corian Countertops.

The whole look of one's home along with restroom will come for your refreshing adjust and also visual appeal using kitchen counter tops. At this time developing happens to be as basic as just looking at the alternative acquire shape strait into see your face. You are able to select from an array of desirable as well as sturdy counters that may meet your requirements. There are numerous kitchen counters similar to corian surface encounters along with pebble. Granite is known to be really beneficial because it doesn't have a tendency to blemish quickly. Granite staying very much more challenging compared to some other gemstones it is famous for their sturdiness. Wherever firmness is concerned granite is actually perhaps harder compared to a chef's knife. Granite is the most suitable with regard to kitchen consumption because it is produced by way of a very good quantity of force and warmth; although marble is the best option for bathroom arranged united parcel service. Marble can also be quarried through the earth and will end up being used successfully as being a countertop pertaining to lavatories, fireplaces and floorings.




The situation arises whenever one has no concept by what types of supplies and merchandise for the home. For many who are certainly not good at interior design, a great way to acquire some ideas to create is actually serving more than magazines and guides that feature recommended items through professional creative designers. Diy resources are located all over the net as well as in numerous life-style publications supporting consumers create their desire homes very easily. All you need to carry out is actually invest some time along with your personal computer and also a stack associated with periodicals and also textbooks so you can find the right parts to put in in your house. surface encounters Next, you will need to select how the kitchen countertop is going to be installed. Should you need, you can look for the help of a professional kitchen upgrading skilled or possibly a standard contractor; nonetheless, you might accomplish your own personal countertop installing. Which has a set of directions, you will find that it is comparable all to easy to put in your personal kitchen countertop, even if you do not have any do it yourself experience. Many kitchen countertop supplies have recommendations, but if certainly not, you might easily obtain a how-to e-book for a reasonably affordable price tag.




I don't know about you but I have an exquisite pair of siberian cats, but I had terrible hassle keeping them off the kitchen counter. Talking to a number of my cat-loving friends, we all agreed that it was a common drawback and was proving tough to remedy. We all agreed it had been necessary that the cats ought to be banned from the kitchen counter for a number of reasons, you see not only for hygiene functions, however additionally as a means to set boundaries for your cat too. I have done a little research and found some sound solutions. So if you are facing this common drawback here are seven very helpful ways to keep your cat off the kitchen counter.

Squirt Bottle..This is quite effective and works for me, but you have got to be present when your cat is walking on the kitchen top..squirt your cat with a squirt bottle. Cats extremely hate getting wet, and they will usually back down with just the threat of getting wet.

Raise Your Voice..Raising your voice when you see them on the kitchen counter is quite effective too. It ought to scare them down. They must know this is often an area they're not allowed.

Lock 'Em Out...Of the Kitchen! If all else fails and you are pulling your hair out, it would possibly be best simply to lock them out of the kitchen if you cannot be around to observe them.

So I hope you find the following pointers to keep your cat off your kitchen countertop useful, it actually has worked for me.

Many homeowners who want to renovate their kitchen or upgrade the room choose the relatively easy method of adding new paint or wallpaper, along with an attractive trim of some kind. But this simple task is not always enough for some. A few people decide that a new kitchen counter arrangement is called for, with new counter tops that will add beauty and efficiency to the working room.




Homeowners are often amazed at how much the kitchen can change with the addition of new counter tops, even if the cabinets and wall colors remain the same. The addition of new tops, in a rich hardwood, a man-made finish or even some sort of stone-like finish, can turn a standard kitchen into a bright and welcoming area in which to prepare and serve meals. Most designers and contractors highly recommend paying particular attention to the kitchen because it is, after all, the room that gets the most use. The kitchen, traditionally, also is the room that sets a certain atmosphere for the home, showing visitors what kind of folks live in the home.




You are in need of different sorts of furniture at your house for various purposes. One or two of which may be used every day while others are used occasionally. Kitchen bar stools are an element of the furnishings that's used on a every day basis. In various cases they became a mainstay of the home.




One aspect of the comfort of the counter stool is where the foot rail is located. On most of their particular needs it is about halfway from the ground to the seat. When the person falls within the average range of heights and the kitchen counter is at a height of about forty inches to forty four inches, the halfway rail is pretty comfortable. It avoids the person from needing to have a shot to succeed in the floor with their feet, or from being cramped attempting to keep their ft on a too-high foot rail.




One factor you want to give some thought to is the fabric used to help make kitchen counter stools. You could select a wooden stool. Its materials will match that of your cabinet's. Also, there is a lot of shiny metallic in kitchens. So stools with chrome plating and a impartial colored seat like black or tan are outstanding.




There are many different types of kitchen counter-tops and choosing your next look can be fun. While you do, of course want to be practical, you will find many different choices awaiting you which makes for endless options where your home is concerned.

Let's face it, your kitchen counters get used a lot. That is why it is important to choose a material that is both practical and easy to maintain. You want to make sure it is durable and looks great since it's one of the first things people will see upon entering your kitchen. Your countertop should match and enhance the style of your room.




Now a whole host of other materials are available that range from granite, quartz, concrete and stainless steel. Each have their own distinctive look and place in the kitchen. For example, stainless steel counter-tops are often installed next to cook-tops so as to minimize the damage done to the counter-top when hot plates or pots accompanied by potholders are set on top of them. You can, however, have a granite countertop installed on your kitchen island. Different materials can be used in different parts of the kitchen, especially when your room is big enough to accommodate them.

One thing is for sure and that is that the kitchen counter tops account for a huge part of a kitchens overall look. Kitchen counter top installation can be easy or difficult depending on what materials are being used and how intricate the job actually is. The truth of the matter is that kitchen counter top instalation is something that can be done by a home owner if the job is relatively simple and they have a few tools.




The thing to remember if you are considering doing your own kitchen counter top installation is to keep it simple. If there are no corners involved then you are in luck because turning corners with counter tops generally means splicing and that has to be done perfectly. There is now a wider variety of materials that are available then there ever has been before for kitchen counter tops. So don't feel that you have to run right out and pay for polished marble or granite to have the best looking kitchen counter tops possible.

This is because there are now synthetic or man made products on the market the look just like polished granite and marble and scratches can be easily polished out of them. Also, these cultured marble products splice together seamlessly at the corners unlike real polished marble. Also, tile work on kitchen counter tops is coming back in style and if you are thinking of going the polished marble route then you might be surprised to see what you can get in great looking tile work in the same price range.

In the end with regards to kitchen counter top installation it is to learn your materials and get a ball park understanding on the prices before you make your final selection. One good place to get a good look at all the latest styles in kitchen counter tops is in the home decorating magazines that are available at your local book store.




It's a place to put your red hot pots and pans. It's where gallons of messy foods and discoloring liquids are spilled each year, where the sink overflows and where you cut the vegetables when you can't find a cutting board. The kitchen counter is where cans land when they fall out of the cupboard. It's where you stand to get things off the high shelf. It has to be tough.




The counter is the main surface in the most visited room in the home. It's where the guests always end up. It's a place to put your drink during the kitchen party. It's where the food gets laid out for the buffet. It's where your new friend stirs sugar into their coffee. It has to look good. The kitchen counter is also the place where you sweat the most. It's where you're dealing with hunger, surface encounters dinners along with goods most at the same time. Food's coming in and also food's going as the trash heaps upward. You are house via operate for you to give food to the family along with hoping you'll be able to invest some time jointly prior to deciding to all fall off to rest. It needs to be easy. Thankfully there are a number associated with counter tops which have been difficult, good-looking along with simple. Undertake and don't tend to be excellent however, many can match an individual superior to other people, thus when you consent to first thing in which draws the vision, research prices just a little. Your own kitchen area countertop will be the most difficult working surface in the home plus it warrants regard.

Uses Regarding Granite Tiles And Counter tops Across the Residence.

Natural rock kitchen countertops are constructed of many types of pure rocks Including granitic, pebble, limestone, onyx, and travertine. Especially corian countertops are presumed being the essential and quite a few essential countertops simply by men and women. The majority of the individuals advocate granite countertop and also marble countertop for loved ones, creating as well as monument. Granite kitchen countertops can be a tough product and so are resilient to scratch and also blemish. Marble counters perform an essential Component throughout equally Interior and also outer Design of Houses, structures along with monuments. Practically all the House owners as well as builders employ marble counters for his or her homes and also creating will be which, it is extremely durable as well as proof to Hot products, damage, discolor and also spills.




Organic gemstones Are usually availableavailable varied colors, styles and designs to be able to persuade the Enjoy and also Range of the client. Specifically corian counter tops Present your natural splendor as well as creativity with the pure gemstones inside diverse shades as well as styles. Marble kitchen countertops will be the Excellent product Enjoyed all of the proprietors along with building contractors. As granitic is often a long lasting substance, Most of the proprietors along with building contractors like safer to install granite counter tops because of their properties. Marble countertops are generally very any weight substance to warmth, dampness, damage, blemish and also moisture. Perhaps any kind of staining or even splatters Take place it can be without difficulty Dealt with making use of high quality cleanup agents. Marble kitchen countertops add Long lasting beauty to your houses with effortless elimination of scratches.




Installation of granite counters have to be made precisely along with correctly. Installing will be the critical issue to become regarded with the family members proprietor as well as builder. These days, developments are actually altered and many of the folks need to install granite counters and marble counters for his or her properties and complexes. Surface encounters chuck russo granite countertops can be used as either countertops or tiles or slabs. Granite countertops are Made for sinks, kitchen and bathtubs. Granite Countertops varies From color, design and Spec. Granite is one of the natural stones which Has Numerous differences with other natural stones. All natural stone countertops are Different and they Vary in their durability and resistance Capability.




Corian kitchen countertops tend to be easy to take out as well as deploy. Applying granitic counter tops for kitchen and lavatories has Plenty of Pros just like Long lasting splendor, durability, as well as weight and so on. Granite counters shall be installed Through Knowledgeable expert, specialist or perhaps tech. Thus, there are many associated with causes of Picking granite kitchen countertops with regard to kitchen and lavatories by simply entrepreneurs and builders. Granite counter tops Offer a competent and also exceptional program on the homeowners and constructors. Therefore, granite counters can be assumed being the best kitchen countertops pertaining to kitchen and bath rooms Foundation about experts as well as authorities understanding.




You have acquired your house or perhaps built a fresh one particular, for this reason it is a time for you to decorate the interior look at of your home through various gems or kitchen countertops. Pebble countertops provide a amazing search to your dwelling and also improve the worthy of of computer. Here is the 1st time for you to come across the corian or even marbled counter tops. Though you have witnessed a large number of folks are using marble counter tops but then in addition you've got a need to find out concerning them at length.




Should you be genuinely curious to understand the history of pebble along with granitic counters next you need to visit a great deal of web sites. The majority of the web sites supply whole specifics of the particular granitic or pebble kitchen countertops. They also provide numerous images in addition to videos for your better knowing together with that will internet sites also presents the employment involving granite countertops through bygon period.




Right after going through web sites to be able to can have a clear thought about granites or marble counters. Nevertheless for those who have a lot of issue planned next request friends and family along with family members to possess greater concepts since they might have use countertops which enable it to talk about their experience along. Moreover you can describe your entire question from your supplier involving counter tops. According to your own inclination you may use lots of deviation involving granitic countertops and also you can pick pebble countertop. In order to provide a sparkly seem as well as trying to find a wonderful conclude and design then it's preferable to select pebble counter tops.




Fortunately that will pricing regarding stone counter tops have got gone down because of their popularity. It's simple to obtain these countertops for your same price since Corian or even sound floor countertops. More advanced personalized countertops tend to be going into the market industry allowing the costs to acquire better yet for gemstone or designed counters. Greater custom-made countertop could be concrete as well as metal.




You’ll want to do a number of doing your research very first to find precisely what would work best in your case plus your family’s wants. As an example, the pebble countertop may not are very effective for most bath rooms or even kitchen areas with lots of visitors due to it getting damaged and tainted very easily. Nevertheless it would work very well with an region with out significantly utilization.




But there's a selection of kitchen countertops offered that could look lovely, are durable and also at the same time, might improve the worth or even resale of your home. Surface Encounters Chuck Russo you most likely will recover up to 74% of the cost of the countertops after the sale of your home. It would be better if the return was higher on the cost of the stone countertops, but on the other hand, it might make for a quicker sale. Another good reason would be that the buyer doesn’t have to spend money on updating the countertops and they may fall in love with the look of them.




Anytime an individual perceives associated with offering his / her house an exceptional seem as well as effect, first thing comes may be the countertop. Although you can find kinds of kitchen countertops available in the particular market segments, however a lot of people choose corian counters due to several motives. There are several elements which are must be deemed while generating your choice where type of countertop to buy pertaining to. These types of aspects consist of feel, resources employed, colours, and also advantage treatment options.

foreclosure sales

You've without doubt seen them or study them. Glossy ads or four-color spreads in magazines and newspapers promising to teach you all of the juicy information about successful property investing. And all you should do to learn every one of these real estate investing surface encounters chuck russo secrets is to pay a rather high sum for a one-or two-day seminar.




Often these types of slick property investing workshops claim that you can make wise, profitable real-estate investments with simply no money straight down (with the exception of, of training course, the significant fee you purchase the seminar). Now, how interesting is that? Make a benefit from real property investments you made out of no money. Possible? Not most likely.




Successful owning a home requires income. That's the type of almost any business or perhaps investment, especially property investing. You put your hard earned money into something which you desire and plan will make you more income.




Unfortunately too little newbies to the world of property investing think that it's the magical type of business in which standard company rules will not apply. Simply put, if you would like to stay in property investing for more than, say, a day or a couple of, then you are going to have to generate money to utilize and invest.




While it might be true which buying property with simply no money down is easy, anyone who's even made a basic real estate investment (just like buying their particular home) understands there's far more involved in real estate investing that can cost you money. For example, what regarding any essential repairs?




So, the number 1 rule people not used to real estate investing ought to remember is to have obtainable cash stores. Before you choose to actually perform any property investing, save some cash. Having slightly money in the bank when you begin real est investing surface encounters chuck russo can help you make more profitable real estate investments in rental properties, for example.




When property investing inside rental qualities, you'll want in order to select only qualified tenants. If you have no income when real-estate investing inside rental attributes, you could be pressured to take a much less qualified tenant as you need somebody to pay you money to enable you to take care of fixes or lawyer fees.




For any kind of real estate investing, meaning leasing properties or properties you get to sell, having funds reserved can allow you to ask to get a higher value. You can request a increased price out of your owning a home because an individual surface encounters chuck russo won't feel financially strapped as you wait for an offer. You won't be backed into a corner and forced to accept just any offer because you desperately need the money.




Another downfall of many new to real-estate investing is actually, well, greed. Make the profit, yes, but do not become so greedy that you simply ask regarding ridiculous local rental or resell rates on any of your real property investments.




Those a new comer to real est investing need to see real-estate investing being a business, NOT a spare time activity. Don't think that real est investing is going to make you rich overnight. What business does?




It will take about six months to figure out if real-estate investing set for you. If you have decided that, hey I really like this, then give yourself a few years to truly start earning money. It typically takes at the very least five years being truly prosperous in property investing.




Persistence could be the key in order to success in real-estate investing. If you have decided that real estate investing is made for you, surface encounters chuck russo keep plugging away at it and the rewards will be greater than you imagined.












(h/t Heather at VideoCafe)

It is a truism rarely acknowledged in this country: the single most important infrastructure investment we can make for the future is in education. I'm not talking about retrofitting the buildings or constructing more classrooms. No, we provide for the future by educating our young people, preparing them to become productive members of society. Study after study shows that the higher one's education level is, the higher the median income and the less likely one is to suffer unemployment.

But we're not doing that. No, in these austerity times, politicians clamor to cut services and jobs. Teachers are demonized. Vouchers are touted as the answer, when it's simply a way to privatize profits away from public schools. Hell, some GOP would be happy if we eliminate the Department of Education altogether.

A rare and welcome progressive appearance on the Sunday shows, Rep. Maxine Waters bemoans the disconnect between what politicians say we need to focus on and what they're really doing about it:

To tell you the truth, the plight of education in this country is shameful. Just a few days ago I learned that more cities, more states are reducing the number of education days down to four instead of five. And I could not help but stop and think, "Is this America? Is this the country that said and continues to say that education is a top priority?" Why are we not investing more in education? Why do we have dropouts? Why do we have educational systems that are failing? Why is it that we have a situation where many of our young people will not be able to compete in this high technological society because they're not properly educated? And so, no, we do pay lip service to education. We don't really invest in it, and that's got to change. But let me just say this, Americans want to work. This joblessness is not only hitting the middle class, but it is hitting all classes. It is absolutely unconscionable what is happening in the minority communities. When we look at this no jobs haven't been created in August and we find in the African-American community it has increased from 16 percent, 15.9, 16 percent, up now 16.7 percent, and now we're going to talk about cutting government by $1.5 trillion, this new 12 committee membership that we have after the raising the debt ceiling debate? And that means that we're going to lose more jobs, that means more people are going to be unemployed. The African-American rate will probably go up to about 20 percent. I don't know how our country can sustain that kind of...

Of course, David Gregory interrupts her at this point, because Lord know, the plight of the African American community doesn't concern him. But then again, he has the gall to say that we only play lip service to the importance of education. You know, the same guy who only pays lip service to journalism and who spent the better part of the last two years telling his viewers that Americans cared about the deficit when poll after poll proved him a lying hack with a corporate agenda.

You wouldn't think Apple and Indonesia have much in common. On the surface, they don't, but they can still teach you a lot about investing. Let's start with Apple.

Apple made the news recently with two major events. It is locked in a battle with Exxon over which is the most valuable company by market capitalization -- a remarkable turnaround. Apple has a market value of over $344 billion. Then Steve Jobs announced his resignation at Chief Operating Officer for health related reasons.

According to a thoughtful blog by Weston Wellington of Dimensional Fund Advisors (not available online), it was not so long ago that the financial media was trashing Apple. In February 14, 2005, Robert Barker, in an article in BusinessWeek stated "...Apple doesn't tempt me..." I wonder what did. Maybe Lehman or Bear Stearns!

Steven Gandel weighed in with an article in Money on March 24, 2004. He quoted Transamerica portfolio manager Chris Bonavico who opined that Apple stock is "...crap from an investor standpoint."

Many analysts credit the remarkable sales of its Apples Stores as the key to Apple's success. In a quote attributed to David Goldstein, Channel Marketing Corp, which appeared in an article in BusinessWeek on May 21, 2001, Mr. Goldstein gave Apple "two years before they're turning out the lights on a very painful and expensive mistake."

What can you learn from these comments about Apple stock? Read the financial media if you find it entertaining. It's useless (and potentially harmful) as a source of reliable financial advice.

What about Indonesia?

The financial media was preoccupied with the downgrade by Standard & Poor's of the credit rating of the U.S, which lowered its rating from AAA status to AA plus. The new rating places the U.S. below the United Kingdom, Canada and even the Isle of Man.

Many investors viewed the lower rating with alarm and considered it a precursor of low stock returns for decades to come. The data tells a much different story, and may indicate there is no better time to invest in U.S. stocks and bonds.

In another blog, Wellington notes that Standard & Poor's rated the credit of Indonesia a "B" in July, 2001, which placed it in the "junk" category. Over the past decade, its credit rating has never risen to investment grade.

Investors in the Jakarta Composite have earned a total return of a whopping 29% per year over the last decade, ending June 30, 2011. According to Wellington, "If the Dow Jones Average had kept pace with Indonesian stocks over the past decade, it would be over 104,000 today."

Here's the lesson to be learned from Indonesia: A low (or reduced) credit rating on sovereign debt does not necessarily correlate to lower stock market returns. This is the opposite of what many investors and financial talking heads believe.

Most investors get their financial information from the financial media or brokers. As Dr. Phil would say: How is that working for you?

Dan Solin is a Senior Vice President of Index Funds Advisors (ifa.com). He is the author of the New York Times best sellers The Smartest Investment Book You'll Ever Read, The Smartest 401(k) Book You'll Ever Read, and The Smartest Retirement Book You'll Ever Read. His new book, The Smartest Portfolio You'll Ever Own, will be released in September, 2011. The views set forth in this blog are the opinions of the author alone and may not represent the views of any firm or entity with whom he is affiliated. The data, information, and content on this blog are for information, education, and non-commercial purposes only. Returns from index funds do not represent the performance of any investment advisory firm. The information on this blog does not involve the rendering of personalized investment advice and is limited to the dissemination of opinions on investing. No reader should construe these opinions as an offer of advisory services. Readers who require investment advice should retain the services of a competent investment professional. The information on this blog is not an offer to buy or sell, or a solicitation of any offer to buy or sell any securities or class of securities mentioned herein. Furthermore, the information on this blog should not be construed as an offer of advisory services. Please note that the author does not recommend specific securities nor is he responsible for comments made by persons posting on this blog.