personal finance budgets

So thinking about starting 2011 with a new and fresh finance app for your new and fresh WP7 device?

You have the chance now! moBudget has just been released for Windows Phone 7.

moBudget is a user friendly budgeting and expense tracking application. It will help you drive and organize both your personal income and outcome budgeting. By doing so, moBudget will also hint you about possible budgeting and money saving opportunities. Its main screen features a summarized dashboard with a set of intelligent indicators which will tell you how you are doing depending on your budgets and on the current date.

Forget about grabbing a calculator each time you need to get any numbers or if worried about making it to the end of the month or not; moBudget will tell you all: what you have, what you will have, what you owe and more. It will either inform, alert or advice you when needed so you don’t need to worry.

By allowing stepping through months, allows you to whether look back to see how you did on previous months or how you will be doing in the upcoming months, so you can fine tune your budgets to the optimal.

Take it with you, record your data and you will see how money won’t cause you a headache anymore!

More after the break.

Key features

• Today Hub featuring a main dashboard with intelligent indicators


• Upcoming and overdue payments, incomes, bills


• Color-based and snapshot styled budget bar graphs for easy reading


• Easy and fast input for tracking either expenses, incomes or transfer between accounts


• Budget adjustment helper


• Actual balance and budget balance adhoc *


• Accounts and credit cards usage recording *


• Cash flow bar graphs and out of funds predictions *


• Credit card payment estimations and warnings


• Can create future operations and recurrent operations


• Multi currency support


• Easy month back and forth navigation


• Account balances reconcilation


• Password protection in two ways (partial and complete)


• Encrypted backups


• More…!

* Estimated. Does not pull your bank information, however you can sync balances up to a specific date and moBudget will estimate the current and future balance and cash flow according to the data you register day to day.

Screenshots

So give it a try! App has a 15 day free trial period and currently is at 50% sale for Christmas.

– or- direct download link for Zune.

Mint, the king of personal finance, has finally come to Canada

Mint is a famous and much-loved application for a simple reason: it’s darn good. However for Canadians long wanting to use the website, a lack of support for Canadian banks and the country as a whole made using Mint an impossibility.

No more. Mint has come to Canada in a big way, opening the door for everyone in the Great North to pile on in and track their personal finances. Mint had this to say on the matter:

It’s official: Mint is now ready for Canada. You can see your financial accounts in one place, set budgets, and do more with your money — for free. We support all major Canadian banks and accounts, and find you personalized savings so you can spend less. And our award winning Mint app is available in the Canadian iPhone and Android app stores.

Mint was acquired last year by Intuit for some $170 million dollars, bringing the startup new status among personal finance gurus around the world. Mint has been praised for its simple personal finance goal setting and financial reporting, allowing even the most backward individuals insight into their spending and how they can control it.

What are you waiting for? Go get started!

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